Most finance tracking apps make you
feel like you're doing a tax return.
They bury you in graphs you never asked for, dashboards that feel like complex spreadsheets, and menus that take three taps to reach the one thing you actually want. Our iOS budgeting tool was built on a completely different premise.
What if managing a personal budget felt as natural as sending an iMessage? What if your expense tracker looked so at home on your iPhone that you'd swear Apple built it themselves? That's the vision behind MoneyTrack: an iOS native finance app that strips everything back to what actually matters, wraps it in a design that sparks genuine delight, and gets out of your way.
This isn't minimalism for the sake of it. Every screen, every interaction, every subtle animation has been considered with one question in mind: does this make the person's life genuinely easier? If the answer isn't an unambiguous yes, it doesn't ship.
Built around the way
you think about money.
Smart Budget Pots
MoneyTrack organises your personal finance into budgets, purposeful pots linked directly to your real-world bank accounts. Groceries. Rent. Nights out. Each one lives alongside the account it draws from, giving you the best iOS budgeting system right out of the box. Add a transaction and it lands exactly where it belongs, instantly.
Account Summaries at a Glance
Your accounts sit at the top, current, savings, whatever you track, with real-time summary data so you always know where you stand before you've had your morning coffee.
A Transaction Tracker That Works
Below each budget summary lives a clean, filterable expense tracking list. Tap a budget to see only that pot's activity. Everything else steps back. No noise, just the fastest and most secure offline tracking app around.
Flexible Time Periods
Get paid on the 27th? Set your budget cycle to start on the 27th. MoneyTrack matches your actual pay cycle, not an arbitrary calendar month, so your income and spending totals always make real-world sense.
Unmistakably iOS
Every tap, swipe, and transition feels like it was designed by Apple itself. Native components, native gestures, native typography. It fits into your iPhone's ecosystem rather than fighting it.
Multi-Currency, Done Right
Hold a USD savings pot alongside a GBP current account and an EUR holiday fund. Each account keeps its own currency, balances are summed separately, and cross-currency transfers let you set the exact rate you used - no silent FX conversions.
Your Pay Cycle, Your Rules
Most budgeting apps reset on the 1st of every month. But most people aren't paid on the 1st of every month. MoneyTrack lets you set custom time periods. Income and spending totals are always calculated against your real period, making the numbers immediately meaningful without any mental conversion.
Finance that feels
satisfying to manage.
There's a quiet joy in opening an app that works exactly as you expect it to, where the design gets out of the way and the numbers just make sense.
MoneyTrack was built for the person who's tried the big, complicated finance apps and found them overwhelming. For the person who's tried scrappy free apps and been frustrated by ads and ugly interfaces. For anyone who simply wants to know where their money goes, presented beautifully, updated effortlessly, and designed to feel as at home on their iPhone as Messages or Safari.
At under £1 a month (billed at £9.99 annually or £0.99 monthly), that's around half a chocolate bar per month in exchange for genuine financial clarity every single day. Apple bills you in your local currency. And with a full 7-day free trial, there's no reason not to try it.
Simple pricing.
No surprises.
per month, cancel anytime
per year, just £0.83/mo
Both plans start with a full 7-day free trial.
- Unlimited budget pots & accounts
- Multi-currency accounts & transfers
- Flexible custom pay periods
- Filterable transaction history
- Income & expense summaries per budget
- 100% native iOS design
- No ads. No trackers. No clutter.
Download on the App Store. Setup takes under 2 minutes.