:root {
      --green-deep:    #0a3d1f;
      --green-rich:    #0f5c2e;
      --green-mid:     #1a7a40;
      --green-bright:  #22a854;
      --green-light:   #34c76a;
      --green-pale:    #d4f4e2;
      --green-subtle:  #edfaf3;
      --gold:          #c8a84b;
      --gold-light:    #e8cc7a;
      --ink:           #0d1f14;
      --ink-mid:       #1e3328;
      --text-body:     #2e4a38;
      --text-muted:    #5a7d68;
      --text-faint:    #8aad98;
      --surface:       #f5fdf8;
      --white:         #ffffff;
      --radius-sm:     8px;
      --radius-md:     16px;
      --radius-lg:     28px;
      --radius-xl:     40px;
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    html { scroll-behavior: smooth; }

    body {
      font-family: 'DM Sans', sans-serif;
      background: var(--surface);
      color: var(--text-body);
      line-height: 1.7;
      font-size: 17px;
      overflow-x: hidden;
    }

    /* HERO */
    .hero {
      position: relative;
      min-height: 100vh;
      display: grid;
      place-items: center;
      background: var(--green-deep);
      overflow: hidden;
      padding: 80px 24px;
    }

    .hero-bg-rings {
      position: absolute;
      inset: 0;
      pointer-events: none;
    }

    .hero-bg-rings circle {
      fill: none;
      stroke: rgba(255,255,255,0.04);
      stroke-width: 1;
    }

    .hero-mesh {
      position: absolute;
      inset: 0;
      background:
        radial-gradient(ellipse 80% 60% at 20% 30%, rgba(34,168,84,0.18) 0%, transparent 60%),
        radial-gradient(ellipse 60% 80% at 85% 70%, rgba(15,92,46,0.35) 0%, transparent 55%),
        radial-gradient(ellipse 40% 40% at 60% 10%, rgba(52,199,106,0.10) 0%, transparent 50%);
      pointer-events: none;
    }

    .hero-noise {
      position: absolute;
      inset: 0;
      opacity: 0.03;
      background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
      pointer-events: none;
    }

    .hero-inner {
      position: relative;
      z-index: 2;
      text-align: center;
      max-width: 780px;
    }

    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(52,199,106,0.12);
      border: 1px solid rgba(52,199,106,0.25);
      border-radius: 100px;
      padding: 6px 18px;
      color: var(--green-light);
      font-size: 12px;
      font-weight: 500;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      margin-bottom: 36px;
      animation: fadeUp 0.8s ease both;
    }

    .hero-badge .dot {
      width: 6px; height: 6px;
      border-radius: 50%;
      background: var(--green-light);
      animation: pulse 2s ease infinite;
    }

    .hero-title {
      font-family: 'Playfair Display', serif;
      font-size: clamp(42px, 7vw, 82px);
      font-weight: 700;
      color: var(--white);
      line-height: 1.08;
      margin-bottom: 28px;
      animation: fadeUp 0.8s 0.1s ease both;
    }

    .hero-title em {
      font-style: italic;
      color: var(--green-light);
    }

    .hero-subtitle {
      font-size: clamp(16px, 2vw, 20px);
      color: rgba(255,255,255,0.6);
      font-weight: 300;
      max-width: 560px;
      margin: 0 auto 52px;
      animation: fadeUp 0.8s 0.2s ease both;
    }

    .hero-cta-group {
      display: flex;
      gap: 14px;
      justify-content: center;
      flex-wrap: wrap;
      animation: fadeUp 0.8s 0.3s ease both;
    }

    .btn-primary {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      background: var(--green-light);
      color: var(--green-deep);
      font-family: 'DM Sans', sans-serif;
      font-size: 15px;
      font-weight: 600;
      padding: 16px 32px;
      border-radius: 100px;
      text-decoration: none;
      transition: transform 0.2s, box-shadow 0.2s;
      box-shadow: 0 8px 32px rgba(52,199,106,0.35);
    }

    .btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 40px rgba(52,199,106,0.45); }

    .btn-secondary {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      background: rgba(255,255,255,0.08);
      color: rgba(255,255,255,0.8);
      font-family: 'DM Sans', sans-serif;
      font-size: 15px;
      font-weight: 400;
      padding: 16px 32px;
      border-radius: 100px;
      text-decoration: none;
      border: 1px solid rgba(255,255,255,0.12);
      cursor: pointer;
      transition: background 0.2s, border-color 0.2s;
      background: none;
    }

    .btn-secondary:hover { background: rgba(255,255,255,0.12); border-color: rgba(255,255,255,0.2); }

    .hero-scroll-hint {
      position: absolute;
      bottom: 36px;
      left: 0;
      right: 0;
      margin: 0 auto;
      width: fit-content;
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 8px;
      color: rgba(255,255,255,0.3);
      font-size: 11px;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      animation: fadeUp 1s 1s ease both;
      cursor: pointer;
      background: none;
      border: none;
      font-family: 'DM Sans', sans-serif;
    }

    .scroll-line {
      width: 1px;
      height: 40px;
      background: linear-gradient(to bottom, rgba(255,255,255,0.3), transparent);
      animation: scrollLine 2s ease infinite;
    }

    /* ARTICLE CONTAINER */
    .article-wrap {
      max-width: 780px;
      margin: 0 auto;
      padding: 0 24px;
    }

    /* INTRO BLOCK */
    .intro-section {
      padding: 100px 0 60px;
    }

    .section-label {
      display: inline-block;
      font-size: 11px;
      font-weight: 600;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--green-bright);
      margin-bottom: 20px;
    }

    .display-heading {
      font-family: 'Playfair Display', serif;
      font-size: clamp(30px, 4.5vw, 48px);
      font-weight: 700;
      color: var(--ink);
      line-height: 1.2;
      margin-bottom: 28px;
    }

    .display-heading em {
      font-style: italic;
      color: var(--green-mid);
    }

    .lead {
      font-size: 19px;
      font-weight: 300;
      color: var(--text-muted);
      line-height: 1.8;
      margin-bottom: 28px;
    }

    p {
      margin-bottom: 22px;
      color: var(--text-body);
      font-weight: 300;
    }

    /* PULL QUOTE */
    .pull-quote {
      margin: 60px 0;
      padding: 48px 52px;
      background: var(--green-deep);
      border-radius: var(--radius-lg);
      position: relative;
      overflow: hidden;
    }

    .pull-quote::before {
      content: '\201C';
      font-family: 'Playfair Display', serif;
      font-size: 200px;
      color: rgba(52,199,106,0.08);
      position: absolute;
      top: -40px;
      left: 20px;
      line-height: 1;
      pointer-events: none;
    }

    .pull-quote blockquote {
      font-family: 'Playfair Display', serif;
      font-size: clamp(20px, 3vw, 28px);
      font-style: italic;
      color: var(--white);
      line-height: 1.5;
      position: relative;
      z-index: 1;
    }

    .pull-quote cite {
      display: block;
      margin-top: 20px;
      font-family: 'DM Sans', sans-serif;
      font-style: normal;
      font-size: 13px;
      font-weight: 500;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--green-light);
    }

    /* FEATURE CARDS */
    .features-section {
      padding: 80px 0;
    }

    .features-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 20px;
      margin-top: 48px;
    }

    .feature-card {
      background: var(--white);
      border-radius: var(--radius-md);
      padding: 36px 32px;
      border: 1px solid rgba(26,122,64,0.08);
      transition: transform 0.25s, box-shadow 0.25s;
      position: relative;
      overflow: hidden;
    }

    .feature-card::after {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 3px;
      background: linear-gradient(90deg, var(--green-bright), var(--green-light));
      opacity: 0;
      transition: opacity 0.25s;
    }

    .feature-card:hover { transform: translateY(-4px); box-shadow: 0 20px 48px rgba(10,61,31,0.1); }
    .feature-card:hover::after { opacity: 1; }

    .feature-card.wide {
      grid-column: span 2;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 32px;
      align-items: center;
    }

    .feature-icon {
      width: 52px; height: 52px;
      border-radius: var(--radius-sm);
      background: var(--green-subtle);
      display: grid;
      place-items: center;
      margin-bottom: 20px;
    }

    .feature-icon svg {
      width: 26px;
      height: 26px;
      color: var(--green-mid);
    }

    .feature-card h3 {
      font-family: 'Playfair Display', serif;
      font-size: 20px;
      font-weight: 600;
      color: var(--ink);
      margin-bottom: 12px;
    }

    .feature-card p {
      font-size: 15px;
      color: var(--text-muted);
      margin-bottom: 0;
    }

    .feature-visual {
      background: linear-gradient(135deg, var(--green-deep) 0%, var(--green-rich) 100%);
      border-radius: var(--radius-md);
      padding: 32px;
      min-height: 220px;
      display: flex;
      flex-direction: column;
      justify-content: flex-end;
    }

    /* Mock iOS UI inside feature card */
    .mock-budget {
      display: flex;
      flex-direction: column;
      gap: 10px;
    }

    .mock-budget-row {
      background: rgba(255,255,255,0.08);
      border-radius: 10px;
      padding: 10px 14px;
      display: flex;
      justify-content: space-between;
      align-items: center;
    }

    .mock-budget-row .mock-label {
      color: rgba(255,255,255,0.7);
      font-size: 13px;
      font-weight: 300;
      display: flex;
      align-items: center;
      gap: 7px;
    }

    .mock-budget-row .mock-label svg {
      width: 14px;
      height: 14px;
      opacity: 0.7;
      flex-shrink: 0;
    }

    .mock-budget-row .amount { color: var(--green-light); font-size: 14px; font-weight: 600; }

    .mock-progress {
      height: 4px;
      background: rgba(255,255,255,0.12);
      border-radius: 2px;
      margin-top: 6px;
      overflow: hidden;
    }

    .mock-progress-fill {
      height: 100%;
      border-radius: 2px;
      background: linear-gradient(90deg, var(--green-light), var(--green-bright));
    }

    /* TIMELINE / HOW IT WORKS */
    .how-section {
      padding: 80px 0;
    }

    .timeline {
      margin-top: 56px;
      display: flex;
      flex-direction: column;
      gap: 0;
    }

    .timeline-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding-bottom: 52px;
      position: relative;
    }

    .timeline-item:last-child { padding-bottom: 0; }

    .timeline-item:not(:last-child) .tl-line {
      position: absolute;
      left: 32px;
      top: 64px;
      bottom: 0;
      width: 1px;
      background: linear-gradient(to bottom, var(--green-bright), rgba(34,168,84,0.1));
    }

    .tl-number {
      width: 64px; height: 64px;
      border-radius: 50%;
      background: var(--green-subtle);
      border: 2px solid var(--green-pale);
      display: grid;
      place-items: center;
      font-family: 'Playfair Display', serif;
      font-size: 22px;
      font-weight: 700;
      color: var(--green-mid);
      flex-shrink: 0;
      position: relative;
      z-index: 1;
    }

    .tl-content h3 {
      font-family: 'Playfair Display', serif;
      font-size: 22px;
      font-weight: 600;
      color: var(--ink);
      margin-bottom: 10px;
      padding-top: 16px;
    }

    .tl-content p { font-size: 16px; color: var(--text-muted); margin-bottom: 0; }

    /* PAY PERIOD CALLOUT */
    .callout {
      background: linear-gradient(135deg, var(--green-subtle), #e0f8ec);
      border: 1px solid var(--green-pale);
      border-radius: var(--radius-md);
      padding: 36px 40px;
      margin: 52px 0;
    }

    .callout-heading {
      display: flex;
      align-items: center;
      gap: 10px;
      margin-bottom: 12px;
    }

    .callout-heading svg {
      width: 22px;
      height: 22px;
      color: var(--green-mid);
      flex-shrink: 0;
    }

    .callout h4 {
      font-family: 'Playfair Display', serif;
      font-size: 20px;
      font-weight: 600;
      color: var(--green-deep);
    }

    .callout p { color: var(--text-body); font-size: 16px; margin-bottom: 0; }

    /* PRICING */
    .pricing-section {
      padding: 80px 0;
    }

    .pricing-card {
      background: var(--green-deep);
      border-radius: var(--radius-xl);
      padding: 64px;
      text-align: center;
      position: relative;
      overflow: hidden;
    }

    .pricing-card::before {
      content: '';
      position: absolute;
      top: -80px; right: -80px;
      width: 300px; height: 300px;
      border-radius: 50%;
      background: radial-gradient(circle, rgba(52,199,106,0.12), transparent 70%);
      pointer-events: none;
    }

    .pricing-card::after {
      content: '';
      position: absolute;
      bottom: -60px; left: -60px;
      width: 240px; height: 240px;
      border-radius: 50%;
      background: radial-gradient(circle, rgba(26,122,64,0.2), transparent 70%);
      pointer-events: none;
    }

    .pricing-tag {
      display: inline-block;
      background: rgba(52,199,106,0.15);
      border: 1px solid rgba(52,199,106,0.25);
      color: var(--green-light);
      font-size: 11px;
      font-weight: 600;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      padding: 6px 18px;
      border-radius: 100px;
      margin-bottom: 28px;
    }

    .pricing-amount {
      font-family: 'Playfair Display', serif;
      font-size: clamp(52px, 8vw, 80px);
      font-weight: 700;
      color: var(--white);
      line-height: 1;
      margin-bottom: 6px;
    }

    .pricing-amount sup {
      font-size: 0.4em;
      vertical-align: super;
      color: var(--green-light);
    }

    .pricing-period {
      color: rgba(255,255,255,0.4);
      font-size: 15px;
      margin-bottom: 40px;
    }

    .pricing-perks {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 14px;
      margin-bottom: 48px;
      text-align: left;
      max-width: 360px;
      margin-left: auto;
      margin-right: auto;
    }

    .pricing-perks li {
      display: flex;
      align-items: center;
      gap: 12px;
      color: rgba(255,255,255,0.75);
      font-size: 15px;
      font-weight: 300;
      margin-bottom: 0;
    }

    .perk-check {
      width: 22px; height: 22px;
      border-radius: 50%;
      background: rgba(52,199,106,0.2);
      display: grid;
      place-items: center;
      flex-shrink: 0;
      color: var(--green-light);
    }

    .perk-check svg {
      width: 12px;
      height: 12px;
    }

    .pricing-cta {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      background: var(--green-light);
      color: var(--green-deep);
      font-family: 'DM Sans', sans-serif;
      font-size: 16px;
      font-weight: 700;
      padding: 18px 48px;
      border-radius: 100px;
      text-decoration: none;
      position: relative;
      z-index: 1;
      transition: transform 0.2s, box-shadow 0.2s;
      box-shadow: 0 10px 40px rgba(52,199,106,0.4);
    }

    .pricing-cta:hover { transform: translateY(-2px); box-shadow: 0 16px 50px rgba(52,199,106,0.5); }

    .pricing-footnote {
      margin-top: 20px;
      color: rgba(255,255,255,0.3);
      font-size: 13px;
      position: relative;
      z-index: 1;
    }

    /* STATS ROW */
    .stats-row {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1px;
      background: var(--green-pale);
      border: 1px solid var(--green-pale);
      border-radius: var(--radius-md);
      overflow: hidden;
      margin: 60px 0;
    }

    .stat-item {
      background: var(--white);
      padding: 36px 28px;
      text-align: center;
    }

    .stat-value {
      font-family: 'Playfair Display', serif;
      font-size: 38px;
      font-weight: 700;
      color: var(--green-mid);
      line-height: 1;
      margin-bottom: 8px;
    }

    .stat-label {
      font-size: 13px;
      color: var(--text-muted);
      font-weight: 400;
    }

    /* CLOSING SECTION */
    .closing-section { padding: 80px 0 100px; }

    /* FOOTER */
    footer {
      background: var(--ink);
      color: rgba(255,255,255,0.4);
      text-align: center;
      padding: 40px 24px;
      font-size: 13px;
    }

    footer a { color: var(--green-light); text-decoration: none; }

    /* SEPARATOR */
    .sep {
      width: 60px;
      height: 3px;
      background: linear-gradient(90deg, var(--green-bright), var(--green-light));
      border-radius: 2px;
      margin: 28px 0;
    }

    /* ANIMATIONS */
    @keyframes fadeUp {
      from { opacity: 0; transform: translateY(24px); }
      to   { opacity: 1; transform: translateY(0); }
    }

    @keyframes pulse {
      0%, 100% { opacity: 1; transform: scale(1); }
      50%       { opacity: 0.5; transform: scale(0.7); }
    }

    @keyframes scrollLine {
      0%   { opacity: 0; transform: scaleY(0); transform-origin: top; }
      50%  { opacity: 1; transform: scaleY(1); transform-origin: top; }
      100% { opacity: 0; transform: scaleY(1); transform-origin: bottom; }
    }

    /* RESPONSIVE */
    @media (max-width: 680px) {
      .hero { padding: 60px 20px; }
      .hero-title { font-size: clamp(38px, 10vw, 48px); }
      .display-heading { font-size: clamp(28px, 8vw, 36px); }
      .features-grid { grid-template-columns: 1fr; gap: 16px; margin-top: 32px; }
      .feature-card { padding: 28px 24px; }
      .feature-card.wide { grid-column: span 1; grid-template-columns: 1fr; gap: 24px; }
      .stats-row { grid-template-columns: 1fr; margin: 40px 0; gap: 1px; }
      .stat-item { padding: 24px 20px; }
      .pricing-card { padding: 48px 24px; border-radius: var(--radius-lg); }
      .pull-quote { padding: 32px 24px; margin: 40px 0; }
      .pull-quote blockquote { font-size: 22px; }
      .hero-cta-group { flex-direction: column; align-items: stretch; gap: 12px; }
      .btn-primary, .btn-secondary { width: 100%; justify-content: center; }
      .timeline-item { gap: 16px; padding-bottom: 40px; }
      .tl-number { width: 48px; height: 48px; font-size: 18px; }
      .timeline-item:not(:last-child) .tl-line { left: 24px; top: 48px; }
      .callout { padding: 28px 24px; margin: 40px 0; }
      .pricing-amount { font-size: clamp(48px, 12vw, 64px); }
    }